Road accidents are pretty common in the US. Not just road accidents, all kinds of accidents are very common in the US. Most of these accidents can cause severe damage to the victim.
Once you get into an accident, you should contact the police and a personal injury lawyer. The lawyer will take care of the insurance claim and settlement while you concentrate on recovering from your injuries.
Insurance adjusters will attempt to contact you for settlement purposes; thus, consulting with your personal injury lawyer is essential. Great law firms, like Reiner, Slaughter & Frankel, LLP, have the best personal injury lawyers. They know all the tricks the insurance adjusters use, and with their help, you will be fairly compensated.
Insurance Adjusters
Many Americans are oblivious to the unscrupulous ways public adjusters take advantage of them, despite the country’s growing reliance on them. Personal injury attorneys can help avoid that by mitigating on your behalf.
Here are three reasons why you should not trust an insurance adjuster:
Their Loyalty is to the Insurance Company
They will always look out for the insurance company. Insurance firms are businesses that operate for profit. They could use convincing language in their advertisements, but the game changes when it comes to compensation.
Remember, an insurance adjuster acts as a spokesperson for the business. Their allegiance is, therefore, to the business. When they negotiate a lower settlement, insurance adjusters receive a hefty commission. They will employ every tactic possible to obtain that commission and do the impossible.
Furthermore, certain insurance adjusters could have a reputation for settling disputes for less money. And they might put in more effort to uphold that track record.
They Can Use Your Words Against You
Like the police, anything you do or say can and will be used against you during the claim process. So you should be extremely careful about what you say to them. To be on the safe side, try the following tip:
- NEVER admit that you were at fault and that your acts or omissions led to the accident.
- Do not tell the at-fault insurance adjuster more information than they requested. Be direct and to the point.
- Consult your personal injury lawyer before saying anything to the insurance adjuster. Also, do not sign any documents before the lawyer has gone through them.
- Avoid sharing the accident details on social media.
They Can Withhold Crucial Information
Most victims accept anything insurance adjusters say because they completely believe in them. They do not know that the insurance adjuster’s motive is to spend as little money on a claim as possible. The victims’ lack of understanding can jeopardize their ability to claim insurance.
Insurance adjusters may provide false information about a victim’s coverage policy to withhold some benefits. Eventually, victims cave in and accept considerably less than they truly deserve.
Being well-informed regarding your insurance coverage can protect you from these types of frauds. It’s a good idea to carefully review the coverage plan’s terms and conditions before purchasing it. Also, contact your personal accident lawyer before agreeing to or signing anything, since they have your best interests at heart.
Conclusion
Insurance adjusters work on behalf of the insurance company. They may be kind to you initially, but when the time comes to file a claim, you will not be on the same page. You should not trust an insurance adjuster because their loyalty is to the insurance company. They can use anything you tell them against you and withhold crucial information regarding the coverage policy. You must consult a personal injury lawyer before talking to the insurance adjusters. They help you deal with them, prove the elements of personal injury law, and secure fair compensation for you.