Since online shopping has become widely popular, people always try to find the most convenient ways for making purchases.
On the other hand, companies, such as Amazon are trying their best to attract customers, and entice them to buy more and use their platform.
But most importantly, credit cards are the main tools with which shoppers make their purchases, and they are always looking for something more practical like Afterpay.
However, does Amazon have Afterpay, and can you use it when making purchases from this store?
What Is Afterpay?
Afterpay is something that all keen online shoppers have craved.
Namely, this is an online payment platform that gives you the opportunity to delay payments of particular purchases.
Afterpay allows you to divide the whole sum of a certain purchase into weekly payments, meaning that you do not have to pay in full once you buy something.
In other words, Afterpay gives you the chance to arrange your payments weekly instead of paying all at once.
This is very convenient for shoppers who spend a lot of money online, especially when they want expensive things, or many things at the same time.
This is very similar to credit cards, but in the case of Afterpay, there is no interest included.
What is more, you can easily set up an Afterpay account online for free, select your desired online retailers, and then begin your online shopping.
However, there are certain requirements that need to be fulfilled for establishing a functional Afterpay account.
Namely, you have to take into consideration the following notions:
- You have to be over 18, and a holder of a credit or debit card.
- Purchases that you intend to make with Afterpay need to be over $35.
- You can pay in four installments every two weeks until you reach the full price of a particular product or service.
- You need to pay 25% of the whole price upfront.
As previously mentioned, Afterpay is great for those shoppers who are crazy about buying things online.
This payment platform allows them to make various purchases at the same time without forcing shoppers to use up their savings.
You can easily arrange your payments, so you will not even feel like spending money.
However, although it comes with great benefits, Afterpay still has some disadvantages.
Namely, if you miss a payment, this platform charges you for late installments.
For every late payment, users are charged $8, and this fee will be repeated over and over again until the buyer makes the necessary payment.
Does Amazon Take Afterpay?
Unfortunately, Amazon does not offer the opportunity for customers to make purchases using Afterpay.
Of course, there are some similar benefits for particular buyers, but without the option to use Afterpay.
For instance, Amazon has special financing features for users who purchase Alexa devices, Fire tablets, and Kindle e-readers.
Although it is not the same thing as Afterpay, it is important to point out that Amazon cares about its customers.
Why Isn’t Amazon On Afterpay?
You are probably aware that Amazon is the most profitable online eCommerce that offers its services worldwide.
Online shoppers can find everything they need on Amazon while choosing from many options.
This being said, it is clear that Amazon does not need to attract more buyers with its payment options.
Since it is already a significantly profitable retailer company, Amazon does not feel the necessity to include more flexible payment arrangements for customers.
It is proven that Amazon still has a leading number of shoppers even after the appearance of Afterpay.
However, this does not mean that this leading online retailer will not incorporate Afterpay in the future.
When Will Amazon Be Back On Afterpay?
No one knows for sure whether Amazon will be back on Afterpay, and when this might happen. There have been some issues with these two companies, so it is not certain whether this is going to happen after all.
However, it is essential to acknowledge the fact that Afterpay is still new on the market, meaning that it has a long way to go until it becomes globally used.
Therefore, there is no certain answer to this question, but the possibility of Amazon getting back on Afterpay should not be excluded as an option.
What Is The Alternative To Afterpay On Amazon?
Although Amazon does not offer the payment arrangement through Afterpay, it still has some flexible options for its buyers. If you have run into the ‘payment revision needed‘ message, that means you will need to change the payment option.
You can choose some alternatives that also suits your payment needs and spend your money in a more convenient way.
For instance, Amazon offers a buy now, pay later option through services, such as Zip and Klarna.
Usually, these services are used for items that are sold at higher prices, so shoppers can pay more conveniently, i.e. with monthly or weekly installments.
However, it is important to consider that not all items on Amazon can be purchased with the buy now, pay later option.
Namely, you will always have the possible payment methods at the end of your purchase, when you decide how you want to arrange the whole payment for a particular product.
This is where you see whether you can use Zip or Klarna, and make your payments in monthly or weekly arrangements.
What Are The Stores That Take Afterpay?
The fact that Amazon does not offer Afterpay as a payment option does not mean that you cannot find any retailer with this kind of payment arrangement.
In fact, there are many retailers that offer Afterpay, especially the stores that sell clothing items.
There are around 7,400 online stores that take Afterpay, and most of them are for apparel and cosmetics.
Some of the clothing companies that take Afterpay are Forever 21, UGG, Urban Outfitters, Levi’s, Fabletics, Old Navy, Pacsun, and so on.
When it comes to beauty brands that offer Afterpay, you can count on MAC Cosmetics, Jo Malone London, Credo Beauty, and many more.
As you can see, Amazon does not offer the option to make purchases with Afterpay, but it has other alternatives for its customers.
On the other hand, there are many competitors that take Afterpay, so you can always rely on them if you have the necessity for this particular payment method.